When needing to refill a pool after an in ground pool suffers damage to the cover, you may wonder if the water needed to refill the pool after repairs is covered.
Look here at Water as an Insured Object to see an article from National Underwriters which states that the pool water removal from the pool for the repair is covered as that is part of the repair. To refill the pool once repairs are completed is NOT covered since that is providing coverage for water and this is not directly a part of the repair. The water itself is excluded.
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AJR Public Adjusters 