Sometimes properties can get hit by more than one storm during a Monsoon Season. Questions arise about claims and how they need to be properly filed for full reimbursement.
When damage occurs a second time to a property that has not been fully compensated for the first loss, no new claim needs to be opened. The subsequent damage is added to the original claim, as the insurance company had not satisfied their duty to the insured prior to the second storm.
Information below from National Underwriters verifying this statement.
Should your property suffer damage this Monsoon Season, AJR Public Adjusters available to assist with full recovery from insurance company for all your losses.
Call AJR first to ensure your interests are properly represented. 602-795-5227
Recently we have received many phone calls from insureds who have suffered property claims but are experiencing a situation that is occurring more and more.
Today a call came in and the man mentioned:
He lived in an area where a weather disaster struck months ago. A sales person representing an”adjuster’ rang his doorbell and said he could help him with his roof problem.
He was told that the adjuster would contact him
The adjuster would bring in his “sister” company to write the estimate.
It is recommended the insured use the sister company
This adjuster was going to charge an inflated fee for the services, and also made it known that this fee (25%) was due whether the insured used his contractor or not. When these sister companies complete repair for the property basically this may be considered double dipping, or kickback payments.
You always want to make sure:
The Public Adjuster you hire has a current license in the State.
The Public Adjuster, their firm, has solid real reviews. (Not just Joe Smith “they did a good job”)
The Public Adjuster is charging a fair fee for their services. Typical percentages range from 10 – 15%.
The Public Adjuster may disclose their relationship with other companies they plan to bring in to submit your claim, you may want to use caution when you are made aware of this.
AJR Public Adjusters is an Arizona Licensed Public Insurance Adjuster with over 30+ years representing policyholders with insurance claims.
AJR is proud to announce another client wanted to share their outstanding experience with our representation. Click on link to read Kevin Ross’s @BBBArizona testimonial. Below are pictures from right after the fire and repaired photos. AJR assisted Kevin in maximizing his recovery to enable him to repair his garage in a timely fashion.
As they say in life, “anything you say can and will be used against you.” To ensure you are properly represented with an adjuster who has over 30+ years experience, with your next insurance claim, contact AJR Public Adjusters first to ensure maximum recovery for your claim.
34% of home clothes dryer fires is failure to clean them.
You think I clean out the lint catcher every time I put a new load in, I am cleaning my dryer. You’d be surprised that is NOT ENOUGH.
No matter how good your dryer vent is connected, lint still collects on the inside of the dryer. (view pictures)
Once a year it is a good idea to have a service technician take apart the machine completely. They take off the front of the dryer, pull out the drum and then can vacuum the inside of all the collected lint.
It may be the best $125 you spend this year. Fire prevention is important and this is a little thought about way to prevent dryer fires.
It is appreciated, when previous clients choose to inform others of the outstanding service we at AJR provide.
The Policyholder is our #1 priority, and to maximize their claim and settle it fairly in their favor is our focus.
With your next insurance claim from fire, water, theft, hail, monsoon, etc. Call AJR first and let us help report your claim to ensure you are presenting your claim to the insurance company in the best manner possible for full recovery.
It is rewarding when clients recognize and acknowledge what you do on a daily basis.
AJR consistently represents clients and settles claims in excess of what the insurance company would prefer to pay. AJR doesn’t state this information as a rule. Publishing numbers stating how much higher we settled claims for would be misleading and incorrect. This information at times can be unverifiable and can be grossly exaggerated with no way to confirm. It is prudent upon a potential client to verify all information provided, verbally, on a website or printed material.
This client who previously hired another Public Adjuster before engaging AJR, had some knowledge of the figures provided by that Public Adjuster to restore her property. AJR stepped in brought in our experts and settled the claim 45% higher (as stated by the client in the review). Read review below
After reading comments from previous clients, know that AJR has your interests as our #1 priority. Call us first when your property suffers any kind of insurance claim. Let us report your claim for you to the insurance company. This helps ensure that no statements will be made that can hurt your eventual recovery from the insurance company.