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With your next insurance claim, call AJR first to let us review your situation. Nothing would make us happier than stepping in to assist and turning out another happy client.
We can be reached at 602-795-5227, firstname.lastname@example.org
AJR does not take this position lightly. We strive to handle our claims in a professional manner, while providing excellent customer service to our clients. It is a strong testament to our services when our clients choose to share their experiences, here.
With all the turmoil in business today, with companies folding, you may wonder what position do I have if my insurance carrier goes under and files for bankruptcy. What happens when an insurer fails is a good article from National Underwriter explaining the rights you have as a policyholder. All is not lost.
Anytime you need a consultation regarding an insurance claim call AJR first. By calling first you put yourself in the best situation to recover all that you are entitled to for your loss.
AJR can be reached at 602-795-5227 or Send AJR an email message
With the new year upon us, we thought it might be helpful to remind you how to maximize your insurance loss by hiring a local public adjuster. Follow steps below to secure a licensed reputable firm to ensure professional representation for your next insurance loss.
Best Practices Hiring a Public Adjuster
AJR Public Adjusters Website
When needing to refill a pool after an in ground pool suffers damage to the cover, you may wonder if the water needed to refill the pool after repairs is covered.
Look here at Water as an Insured Object to see an article from National Underwriters which states that the pool water removal from the pool for the repair is covered as that is part of the repair. To refill the pool once repairs are completed is NOT covered since that is providing coverage for water and this is not directly a part of the repair. The water itself is excluded.
AJR Public Adjusters
Beauty is in the eye of the beholder.
Fine Art to one policyholder may not be the same for another. Questions always arise how are my collectibles, fine arts treated in my insurance claim. Below please find an analysis by The National Underwriter Company regarding this issue.
Once it is determined whether an object is a fine art, it must be determined how the property should be insured. There are sixteen named perils, and if one of those does not damage the property, there is no coverage.
There are special limits, most do not apply to true fine arts. Coins have a special limit, as does silverware, gold ware, platinum ware including tea sets, gold silver and platinum, although some may not actually be fine arts.
The best option is to schedule the property into the homeowners policy with the Scheduled Personal Property Endorsement.
READ BELOW FOR FURTHER DESCRIPTION
Insuring Your Fine Arts
AJR Public Adjusters
Daily responsibilities include contacting Insurance Companies on our clients behalf. Our involvement ensures our client receives all monies they are entitled to.
People have busy lives and spending the day trying to deal with an Insurance Company after a property loss, is not high on peoples wish lists.
AJR with our experience of over 30 years, knows how to speak with, negotiate and manage our clients claims with top notch results.
We are proud to be recognized in October 2018 by YELP as the #1 Best Public Adjuster for the Phoenix Arizona region.
AJR holds a license in Arizona and is able to represent policyholders with property claims throughout the state. With your next claim give us a call first. Like our clients here, let us take the stress off your shoulders and settle your claim with the high standards we have set.
WEBSITE FOR AJR
Bruce L Horowitz, President 480-519-9099
Stacy K Horowitz, Vice President 480-519-9199
Office — 602-795-5227
It is that time of year here in Arizona, monsoon season is in full swing. Natural disasters are a normal occurrence over the summertime and consumers should be on their toes.
Here is an recent article dated July 12, 2018, released by the Idaho Department of Insurance, making the public aware of unlicensed individuals who are acting as public insurance adjusters for losses from hail storms. Different state, same issue. Public needs to be aware of individuals they hire to represent them with insurance claims.
This article points out an interesting situation that everyone should be aware of.
“Public adjusters often have mutual relationships with contractors, and may even be compensated by contractors who are performing work in conjunction with damages caused by the insured loss; however, any compensation or financial interest must be disclosed by the public adjuster in writing to you as the policyholder”.
AJR has NO “kick-back” relationship with any contractor, roofer, plumber. We do not accept any money from others working on your job. Our number one goal is to maximize your settlement for you, then get paid our percentage from the policyholder. No settlement money is exchanged elsewhere regarding your claim.
It is always best to research anyone you plan to hire for representation with a covered insurance claim. Some good sites that help with research to locate licensed, reputable firms are the Better Business Bureau, The National Association of Public Insurance Adjusters, NAPIA and the Arizona Department of Insurance.
AJR Public Adjusters,
480-519-9099, Bruce Horowitz, President
AJR Public Adjuster Website