Now that the calendar reads October 1, 2015, Monsoon season is technically in the books for the 2015 year.
If you find yourself in a situation with damages from the storms, there are some things you can/should do immediately.
When damage occurs originally you should have contacted a licensed Public Insurance Adjuster. The adjusters job is to represent your interests alone, not the insurance company. The public adjuster will help you garner estimates for the property reconstruction and assist in negotiations with the insurance company. The insurance company is not on your side and is out to protect their bottom dollar. You need professional, experienced representation to ensure you are receiving maximum coverage for all clauses you have been paying over the years.
One of the biggest comments we hear constantly is, “They have been my insurance company forever. I pay my premiums on time, all the time.” Unfortunately when claims occur, your loyalty over the years does not come into consideration, when the insurance company needs to pay out for your claim.
When looking for a Public Adjuster, confirm you are speaking with experienced, licensed professionals. The more experience the adjuster has, as with anything, the more prepared they are to negotiate on your behalf and secure an extraordinary settlement.
Here is a link to a segment produced by CBS 5 in Phoenix talking about recovery from insurance companies. AJR’s own Bruce Horowitz is quoted, how to approach monsoon claims and protect your rights.
AJR Public Adjusters –602-795-5227 —www.betterclaimresults.com