AJR Public Adjusters | Top Rated Phoenix Public Adjuster on Yelp |January 2026

AJR Public Adjusters Serving Phoenix and Surrounding Areas.

If you are searching for a Public Adjuster near me in Phoenix, AJR Public Adjusters serves homeowners and business owners throughout Phoenix and the surrounding areas. We are a local Arizona public adjuster and work directly with you from the start of the insurance claim.

AJR Public Adjusters is one of the most experienced public adjusters in Phoenix, Arizona, with 13 years serving the Valley and over 37 years of insurance claim experience nationwide.

We provide insurance claim help in Phoenix and nearby areas, including Scottsdale, Paradise Valley, Tempe, Mesa, Chandler, Gilbert, and Peoria. Our team is familiar with local carriers, local weather losses, and Arizona insurance policies.

We focus on the details that drive strong claim outcomes.

We Know Arizona Insurance Policies

Insurance policies are complex. We know how to read them and apply them to real damage. That includes fire damage, water damage, wind, hail, storm, and smoke claims across Arizona.

We Document Property Damage the Right Way

Proper documentation matters. We inspect, photograph, and prepare detailed estimates that support the full value of your insurance claim. This helps prevent underpaid or delayed settlements.

We Communicate With the Insurance Company on Your Behalf

We handle communication with the insurance company and keep you informed every step of the way. You are never left wondering what is happening with your claim.

We recently learned from an insurance company adjuster that another public adjuster asked the insured not to be copied on emails. That would never happen with us.

You are the boss. It is always your insurance claim. We believe in full transparency and open communication. We explain what the carrier is saying, what it means, and what comes next so you can make informed decisions with confidence.

Our role is to assist you, advocate for you, and help maximize the recovery you are entitled to under your policy.

We Put the Policyholder First

We work for you, not the insurance company. Arizona homeowners and property owners contact us at the start of the insurance claim process to ensure proper documentation, clear communication, and a stronger claim from day one.

What makes AJR Public Adjusters different? We rank high because we are consistent. We show up. We explain the process clearly. And we advocate for the policyholder at every stage of the insurance claim.

Why You Should hire a Public Adjuster Early

It is always best to contact a licensed Arizona public adjuster early in the process. An early claim review can change the entire outcome.

We evaluate your situation. We explain your options. And we give clear next steps.

That may mean hiring us.

Or it may mean handling the claim on your own with better direction.

Either way, you will know where you stand before making a decision.

Help With an Insurance Claim in Phoenix, Arizona

If you have property damage and are not sure what to do next, start with a conversation. There is no cost. And it can save you a lot later.

Licensed Arizona Public Adjuster. Local Phoenix based Firm. Top-rated on Yelp, January 2026. We can be reached immediately at 602-795-5227.

Why Personal Attention Matters in Property Damage Claims

A recent client shared a reminder of why personal attention matters in this industry:

“Bruce is simply the best…His coordination with the mitigation company was crucial in preventing even more damage when my roof collapsed…I would highly recommend Bruce and AJR…. Don’t go it alone.”

Property damage is confusing and urgent. When someone’s roof collapses or water spreads through a home, they shouldn’t have to fight an insurance company at the same time. Having someone manage the claim, coordinate mitigation, and protect coverage can completely change the outcome.

At AJR Public Adjusters LLC– Representation for you NOT insurance company for real property claims —we believe every policyholder deserves direct guidance, not a call center. Bruce Horowitz handles each claim personally, start to finish, because your home is too important for guesswork.

Grateful for the trust our clients place in us. We’ll always be here when the unexpected happens.

What to Consider When Selecting a Public Adjuster

How to Choose the Right Public Adjuster: A Guide for Insureds After a Property Loss

At AJR Public Adjusters, we are honored when insureds turn to us immediately after experiencing a property loss. However, we understand that some may want to explore other options before making a decision. Choosing the right public adjuster is an important step in your recovery, and it deserves careful consideration.

To support you in that process, we’ve created a comparison checklist to help guide your search. This tool outlines key criteria to look for when evaluating public adjusting firms. It’s designed to ensure you partner with a company that aligns with your values, communicates clearly, and has the experience to advocate for you effectively.

One important note as you review online feedback: not all review platforms are created equal. The Better Business Bureau (BBB) only accepts reviews from verified clients of a business. Other sites may allow anyone to leave feedback — including non-clients or acquaintances — which can sometimes create a misleading picture.

As you read through reviews, pay close attention to the language used. Look for specific details that suggest the reviewer actually worked with the company. A strong review often includes references to communication, claim results, timelines, or how the adjuster supported them through the insurance process. Vague praise without context or substance can be a red flag.

Above all, trust your instincts. The firm you choose should not only be skilled and reputable but should also feel like a good fit for you. You deserve an advocate who listens, explains the process clearly, and works in your best interest from day one.

If you’d like a copy of our public adjuster comparison checklist, feel free to download it or contact us directly. We’re here to help you make an informed, confident decision. We can always be reached at 602-795-5227.

Tips for Choosing a Public Adjuster After Arizona Storms

As we start the monsoon season here in Arizona, property owners need to stay alert. Be cautious not just of the storms themselves but also of the wave of people who show up afterward.

After a significant storm, individuals often knock on your door offering quick fixes or promising big insurance payouts. Some are trying to be helpful, but many are simply trying to drum up business. They often lack a fundamental understanding of the claims process. Promises are made that don’t hold up once insurance complications arise.

Before agreeing to work with anyone, read their reviews and look at the types of claims they’ve actually handled. If you see a pattern of “they knocked on my door,” there’s your answer. Here is a link to the AJR Reviews. You can learn more about who we are. Find out what we can do.

At AJR Public Adjusters, we do things differently. We don’t chase storms. We rely on our reputation, our A+ rating with the Better Business Bureau (BBB), and the referrals of satisfied clients. With over 35 years of industry experience, Bruce brings unmatched knowledge and results to every claim. Other firms have been in Arizona longer, but no one offers the depth of skill that Bruce does.

If you’ve suffered property damage, make sure you’re working with the right professional. AJR is here to help you get what you deserve.

Call us at 602-795-5227 or reach out here