public adjuster – AJR Public Adjusters

Top of the YELP List of Best Public Adjusters Phoenix, January 17, 2023

AJR is genuinely honored to be still included at the top of the YELP list of Public Insurance Adjusters of Phoenix, Arizona.

Heading into our 10th year here in the Valley, we have represented many claims ranging from fire, wind, water, and theft.

We found that many people needed to learn about the industry when they began their claims with their insurance company.

As they continued with the claim, as the insurance company notified the insured that they would not be paying for specific items or not as much as the insured thought, we received a phone call at AJR.

The best time to hire a public adjuster is at the beginning of the process when the claim occurs, sometimes even before reporting the claim to the insurance company.

Public Adjusters can jump in and direct the claim correctly to ensure the maximum settlement is received.

Before your subsequent claim, look at some of our testimonials from clients we have assisted with our 30 + years of experience.

With your subsequent claim, give us a call; there is no charge to speak with us to determine if we can assist with your claim.

Like YELP says, call one of the best Public Adjusters in the Phoenix, Arizona area – AJR – 602-795-5227

Another 5 STAR Better Business Bureau Review

COVID-19 came into our lives in January, really hitting the U.S. in March. Life changed forever.

AJR did not stop our representation for our clients. We have been diligently working for the last six months still, helping our clients with their insurance claims.

Here is a recent 5 STAR Better Business Bureau testimonial from one of those clients we helped. AJR Better Business Bureau Site.

We can’t thank Martha enough for wanting to share her successful experience working with AJR.

With your next insurance claim, call us first. Let us have the opportunity to make you a satisfied client like Martha.

Stay Safe, Everyone.

AJR Public Adjusters LLC — 602-795-5227

Sites to Follow AJR on Social Media.

Helpful tips for staying safe during this upcoming Arizona Monsoon Season

With Monsoon Season just days away, some tips from AZ Central to stay safe during the season.

With any property damage call AJR Public Adjusters to assist with full recovery from insurance company. Our #1 goal is to maximize your settlement while reducing your stress and handling your claim in the most professional efficient way possible.

Give us a call first for your FREE consultation. We will advise the next steps to ensure your claim is handled properly. There are many mis-steps that can be taken and we will help guide you to the best resolution.

AJR is your #1 Phoenix Public Adjuster via YELP, June 2019. Look here for our A+ Better Business Bureau Ratings.

Have confidence in the company you hire to represent you with this important task, bringing your property back from damage.

We can be reached at 602-795-5337, info@betterclaimresults.com.

Another 5 ***** Better Business Bureau Review

AJR appreciates clients who offer to share their experience with others. To be spoken about in reference to a comment from a CEO of a billion $ business is humbling. With AJR you do get qualified professionals who care about your claim like it is their own. Read Peter H BBB Comments

“With AJR and Stacy & Bruce you are getting the qualified professionals, but most importantly these are nice people who care about their clients.”

AJR is committed to providing representation which will provide peace of mind to the policyholder, knowing their claim is being handled in the most professional way possible. It is always your claim, you have the final say, but we do handle it like it is our own, ensuring maximum recovery, while reducing your stress.

Give us a call with your next claim and let us explain how we can help get the ball rolling and moving in the right direction towards a successful recovery.

AJR Website 602-795-5227

Best practices to maximize an insurance loss to real property

With the new year upon us, we thought it might be helpful to remind you how to maximize your insurance loss by hiring a local public adjuster. Follow steps below to secure a licensed reputable firm to ensure professional representation for your next insurance loss.

Best Practices Hiring a Public Adjuster

AJR Public Adjusters Website

602-795-5227

How are my Fine Arts Covered in my Insurance Claim?

Beauty is in the eye of the beholder.

Fine Art to one policyholder may not be the same for another. Questions always arise how are my collectibles, fine arts treated in my insurance claim. Below please find an analysis by The National Underwriter Company regarding this issue.

Highlights

Once it is determined whether an object is a fine art, it must be determined how the property should be insured. There are sixteen named perils, and if one of those does not damage the property, there is no coverage.

There are special limits, most do not apply to true fine arts. Coins have a special limit, as does silverware, gold ware, platinum ware including tea sets, gold silver and platinum, although some may not actually be fine arts.

The best option is to schedule the property into the homeowners policy with the Scheduled Personal Property Endorsement.

READ BELOW FOR FURTHER DESCRIPTION

Insuring Your Fine Arts

AJR Public Adjusters

602-795-5227

www.betterclaimresults.com

#1 Ranking via YELP for October 2018

Daily responsibilities include contacting Insurance Companies on our clients behalf. Our involvement ensures our client receives all monies they are entitled to.

People have busy lives and spending the day trying to deal with an Insurance Company after a property loss, is not high on peoples wish lists.

AJR with our experience of over 30 years, knows how to speak with, negotiate and manage our clients claims with top notch results.

We are proud to be recognized in October 2018 by YELP as the #1 Best Public Adjuster for the Phoenix Arizona region.

AJR holds a license in Arizona and is able to represent policyholders with property claims throughout the state. With your next claim give us a call first. Like our clients here, let us take the stress off your shoulders and settle your claim with the high standards we have set.

WEBSITE FOR AJR

Bruce L Horowitz, President 480-519-9099

Stacy K Horowitz, Vice President 480-519-9199

Office — 602-795-5227

BEWARE — Solicitations from Unlicensed Public Adjusters and Repair Schemes

It is that time of year here in Arizona, monsoon season is in full swing. Natural disasters are a normal occurrence over the summertime and consumers should be on their toes.

Here is an recent article dated July 12, 2018, released by the Idaho Department of Insurance, making the public aware of unlicensed individuals who are acting as public insurance adjusters for losses from hail storms. Different state, same issue. Public needs to be aware of individuals they hire to represent them with insurance claims.

This article points out an interesting situation that everyone should be aware of.

“Public adjusters often have mutual relationships with contractors, and may even be compensated by contractors who are performing work in conjunction with damages caused by the insured loss; however, any compensation or financial interest must be disclosed by the public adjuster in writing to you as the policyholder”.

AJR has NO “kick-back” relationship with any contractor, roofer, plumber. We do not accept any money from others working on your job. Our number one goal is to maximize your settlement for you, then get paid our percentage from the policyholder. No settlement money is exchanged elsewhere regarding your claim.

It is always best to research anyone you plan to hire for representation with a covered insurance claim. Some good sites that help with research to locate licensed, reputable firms are the Better Business Bureau, The National Association of Public Insurance Adjusters, NAPIA and the Arizona Department of Insurance.

AJR Public Adjusters,

602-795-5227, telephone

480-519-9099, Bruce Horowitz, President

AJR Public Adjuster Website

Unauthorized Practice of Public Adjusting

Over the years we have encountered future clients who state, “Oh the contractor said they will assist with my claim. They will talk to the Insurance Company and negotiate figures”

This is deemed as the UPPA — Unauthorized Practice of Public Adjusting and a ruling was upheld in Texas pertaining to this act. Read further a blog presented by NAPIA, (National Association of Public Insurance Adjusters), specifically spelling out how this ruling was reached and the ramifications of such practice.

Policyholders always want to be informed by the individuals representing them, what their representation involves. Always remember, only licensed Public Insurance Adjusters and lawyers are able to represent you with insurance property claims.

Property Insurance Claim — 5 things to Watch For

Recently we have received many phone calls from insureds who have suffered property claims but are experiencing a situation that is occurring more and more.

Today a call came in and the man mentioned:

He lived in an area where a weather disaster struck months ago. A sales person representing an”adjuster’ rang his doorbell and said he could help him with his roof problem.
He was told that the adjuster would contact him
The adjuster would bring in his “sister” company to write the estimate.
It is recommended the insured use the sister company
This adjuster was going to charge an inflated fee for the services, and also made it known that this fee (25%) was due whether the insured used his contractor or not. When these sister companies complete repair for the property basically this may be considered double dipping, or kickback payments.

You always want to make sure:

The Public Adjuster you hire has a current license in the State.
The Public Adjuster, their firm, has solid real reviews. (Not just Joe Smith “they did a good job”)
The Public Adjuster is charging a fair fee for their services. Typical percentages range from 10 – 15%.
The Public Adjuster may disclose their relationship with other companies they plan to bring in to submit your claim, you may want to use caution when you are made aware of this.

AJR Public Adjusters is an Arizona Licensed Public Insurance Adjuster with over 30+ years representing policyholders with insurance claims.

AJR WEBSITE 602-795-5227