#1 Ranking via YELP for October 2018

Daily responsibilities include contacting Insurance Companies on our clients behalf.  Our involvement ensures our client receives all monies they are entitled to.

People have busy lives and spending the day trying to deal with an Insurance Company after a property loss, is not high on peoples wish lists.

AJR with our experience of over 30 years, knows how to speak with, negotiate and manage our clients claims with top notch results.

We are proud to be recognized in October 2018 by YELP as the #1 Best Public Adjuster for the Phoenix Arizona region.

AJR holds a license in Arizona and is able to represent policyholders with property claims throughout the state.  With your next claim give us a call first.  Like our clients here, let us take the stress off your shoulders and settle your claim with the high standards we have set.


Bruce L Horowitz, President  480-519-9099

Stacy K Horowitz, Vice President  480-519-9199

Office — 602-795-5227


Phoenix Hail Storm Court Settlement

Great news for Policyholders…
Insurance companies being held accountable and paying on the policies they issue for damages here in Phoenix from the freak hail storms 6 years ago.
Shouldn’t have to come to a lawsuit.  Public Adjusters can handle and settle claims without ever going to suit.   But great to have an Affiliate NAPIA member Merlin Law Group to handle in this way should the need arise.
$3.2 Million Verdict in 2010 Freak Phoenix Hail Storm Lawsuit
Phoenix, AZ – Almost six years after a freak hail storm pounded cars, homes, and almost everything else in Phoenix, Arizona, The Travelers Indemnity Company will finally have to make good on at least one of the insurance policies it profited from prior to the October 5, 2010 storm.

In a verdict reached late yesterday, Lynwood and Villa del Sol apartment complexes, owned by Harvey Property Management Company, were awarded the full, court-ordered appraised value of the hail damage, totaling $3,229,766.18. Travelers had insisted in part that the hail damage was part of normal wear and tear of the building.

“These buildings got beat up in 2010, but unfortunately, that was only the start of the fight,” said winning lead plaintiff’s attorney Phillip Sanov of the Merlin Law Group. “We took this to trial not just for these two buildings, but to send a message to every other victim of this and other storm denials – when your insured property is damaged, you never have to take no as an answer.”

The freak hail storm caused more than $2.7 billion in property damage (cite).

“This was a freak hail storm, but for many Arizonans, the real shock was financial,” said Chip Merlin, founder of the Merlin Law Group and counsel for the Plaintiffs. “This victory will right a couple of wrongs, but it’s a good reminder for individuals and businesses to review their policies, and also not be afraid to reach out for help before or after a storm. The good guys can beat the insurance giants.”



Read what our clients are saying on YELP.

The next time you find yourself with an insurance claim, Call AJR first.  We will help you report your claim.  Our involvement ensures you will receive all that you are entitled to in your policy while we maximize your claim $.

Why settle for anything but THE BEST?

Call Arizona’s Best Public Insurance Adjuster with your next claim.  602-795-5227

Fire Prevention // Dryer Safety

We do laundry all the time.  Did you know one of the most important things you can do to prevent fires is maintenance of your dryer.  Many simple steps can be taken to prevent fires from your clothes dryer.

Take a look here:

Clothes Dryer Safety Tips


Should you ever find yourself in a situation with a damaged property due to fire from any source, call AJR Public Adjusters to represent your interests with the insurance company.  AJR knows policies inside and out and is able to maximize your recovery from the insurance carrier.  Call us at 602-795-5227