AJR is genuinely honored to be still included at the top of the YELP list of Public Insurance Adjusters of Phoenix, Arizona.
Heading into our 10th year here in the Valley, we have represented many claims ranging from fire, wind, water, and theft.
We found that many people needed to learn about the industry when they began their claims with their insurance company.
As they continued with the claim, as the insurance company notified the insured that they would not be paying for specific items or not as much as the insured thought, we received a phone call at AJR.
The best time to hire a public adjuster is at the beginning of the process when the claim occurs, sometimes even before reporting the claim to the insurance company.
Public Adjusters can jump in and direct the claim correctly to ensure the maximum settlement is received.
Before your subsequent claim, look at some of our testimonials from clients we have assisted with our 30 + years of experience.
With your subsequent claim, give us a call; there is no charge to speak with us to determine if we can assist with your claim.
Like YELP says, call one of the best Public Adjusters in the Phoenix, Arizona area – AJR – 602-795-5227
AJR Public Adjusters LLC iscommitted to ethical business practices
This week, AJR Public Adjusters LLCannounced its recent re-accreditation by Better Business Bureau Serving the Pacific Southwest (BBB). As a BBB Accredited Business, AJR Public Adjusters LLC is dedicated to promoting trust in the marketplace and upholding high standards for honest business behavior.
Now more than ever, customers want to trust companies they do business with, and BBB is committed to building that trust. BBB Accreditation is an honor, and not every business qualifies. The dedicationAJR Public Adjusters LLChas displayed to earn this accreditation shows the high level of commitment they have for not only their customers, but for the community in which they operate.
“We are pleased to join a community of businesses committed to doing things the right way,” said Stacy Horowitz. “We value building trust with our customers, and our BBB Accreditation is a public display of our commitment to excellence and maintaining high ethical standards.”
BBB Accredited Businesses adhere to BBB’s Standards for Trust, a comprehensive set of policies, procedures and best practices representing trustworthiness in the marketplace. The standards call for building trust, embodying integrity, advertising honestly, telling the truth, being transparent, honoring promises, being responsive and safeguarding privacy.
To learn more about AJR Public Adjusters LLC, please visit their BBB Business Profile at http://www.publicadjusteraz.com or contact Stacy @ 480-519-9199.
About AJR Public Adjusters LLC
Bruce and Stacy relocated to Phoenix, AZ from Charleston, SC in 2013 to establish AJR Public Adjusters, LLC After a successful nine years in the Low Country of South Carolina, a decision was made to venture out west and re-establish the company with a new name that more closely describes the services provided.
Bruce has more than a quarter of a century of experience and is highly qualified to lead his clients through the maze of confusion in the insurance industry.
Bruce was born into a family of public adjusters and joined the family business full time right after college. Bruce was a principal at this firm which is one of the largest and oldest “90 years” public adjusting firms in the tristate area that employs over 30 public adjusters. Bruce’s knowledge and experience are unmatched in the Valley.
After working 17 years in the family business, Bruce wanted to be able to provide personal, attentive service to the clients he was servicing. Bruce and Stacy relocated to Charleston, SC, from Philadelphia, PA in 2005 and established AJR Insurance Consultants, LLC.
Prior to establishing AJR, Stacy had a successful career in sales for Aetna/US Healthcare in the Philadelphia region, The Embassy Row Hotel in Washington DC, Western Union in the Northern New Jersey Region and PTS Learning Systems; computer training materials in Philadelphia. Her experience exposed her to the insurance, hotel, management, healthcare, telecommunications and information technology industries. It is with this broad experience in the business world that Stacy oversees the marketing and administrative duties at AJR.
Bruce is certified and licensed in Arizona and is a member of the National Association of Public Insurance Adjusters (NAPIA) and adheres to a strict code of ethics. Bruce keeps up on current insurance regulations by constantly completing insurance education courses.
AJR works on behalf of homeowners and business owners to ensure that once damage has occurred, the property owner takes full advantage of all aspects of his/her insurance policy. Contact our public insurance adjusters in Phoenix, Arizona, to make sure no detail is missed when filing your claim.
About the Better Business Bureau Serving the Pacific Southwest.
For more than 100 years, the Better Business Bureau has been helping people find businesses, brands and charities they can trust. In 2020, people turned to BBB more than 220 million times for BBB Business Profiles on 6.2 million businesses and Charity Reports on 11,000 charities, all available for free at BBB.org. The International Association of Better Business Bureaus is the umbrella organization for the local, independent BBBs in the United States, Canada and Mexico. Incorporated locally in 1938, BBB Serving the Pacific Southwest serves Greater Arizona and Southern California, providing critical tools to ignite success including mentorship, online products and access to capital. Our objective expertise educates the community on ethical behavior in the marketplace and how businesses can build trust.
Be aware of individuals visiting your home to offer services. Do not get taken advantage of by unscrupulous individuals. Yes, unfortunately, they are out there.
Gather together your insurance papers and mortgage information.
Call a Public Adjuster first, even before reporting the claim.
Make sure to choose a licensed Public Adjuster in your state. Review their testimonials, and ask if you can speak with references.
Confirm the person you are meeting with will indeed be the person at the firm who will be handling your case.
Make sure you understand the responsibilities the Public Adjuster will take care of on your behalf.
When you hire AJR:
The Public Adjuster will bring experts to come in and provide an estimate for the damages.
The Public Adjuster will take a complete/thorough inventory of all personal property items damaged in the loss.
Once inventory is created, items will be priced to present to the insurance company for a full recovery.
The Public Adjuster will utilize the estimate to negotiate with your insurance company for a maximum settlement.
With your insurance property claim, AJR welcomes the opportunity to speak with you to explain further how we can relieve your stress and handle your claim to your satisfaction.
Insurance is a for-profit industry providing services to those who buy a policy.
Insurance does not pay for maintenance issues.
Insureds sometimes look at cost and don’t look at coverage.
Some agents take the easy way out and tell insureds they are covered for most catastrophic losses without providing details.
Insureds may not understand that their policy is not a replacement cost policy and only covers actual cash value. — this comes into play when settlement is determined.
This confusion reiterates the need for a licensed Public Adjuster to represent your interests from start to finish with your claim.
We are your A+ rated Better Business Bureau Public Insurance Adjuster here in Phoenix, Arizona, representing clients all over State 48.
AJR Public Adjusters — 602-795-5227 — info@ajrpa.com
AJR is honored to receive another 5 STAR Better Business Bureau Review. We feel fortunate when clients can locate us and put us to work as their advocate.
As LG says, “On my own, I was offered $2,000 to complete the repairs (which was honestly insulting and almost bordered on criminal) but when AJR stepped in, they were able to increase the final settlement amount of my claim from $2,000 to $162,000. Yes, you read that, right!”
To secure an 8,000% increase doesn’t happen every day, but we work our hardest to ensure we represent our clients with the utmost professionalism and tenacity.
With your next insurance claim call AJR first. Let us review your situation and let you know how we might help.
With Monsoon Season just days away, some tips from AZ Central to stay safe during the season.
With any property damage call AJR Public Adjusters to assist with full recovery from insurance company. Our #1 goal is to maximize your settlement while reducing your stress and handling your claim in the most professional efficient way possible.
Give us a call first for your FREE consultation. We will advise the next steps to ensure your claim is handled properly. There are many mis-steps that can be taken and we will help guide you to the best resolution.
It is appreciated, when previous clients choose to inform others of the outstanding service we at AJR provide.
The Policyholder is our #1 priority, and to maximize their claim and settle it fairly in their favor is our focus.
With your next insurance claim from fire, water, theft, hail, monsoon, etc. Call AJR first and let us help report your claim to ensure you are presenting your claim to the insurance company in the best manner possible for full recovery.
Another satisfied AJR client publishing their experience regarding top notch service they received from AJR. Next time you find yourself with an insurance claim, contact Arizona’s best Public Adjuster immediately. We will help you report your claim and ensure you are taking advantage of all coverages you have paid for, while maximizing your return.
Your property/community/business has suffered property damage (fire, hail, wind, flood, water), NOW WHAT?
Your first inclination might be to contact your insurance carrier, but this may not be in your best interests. With all your personal and work commitments it may not be feasible for you to monitor and ensure your claim is being handled properly. Why not level the playing field with the insurance company?
WHY HIRE A PUBLIC ADJUSTER?
Your insurance company has professional adjusters to represent their interests. As a policyholder you are entitled to hire a professionally state licensed adjuster to represent your interests. The public adjuster has experience and knowledge to assist in preparing, documenting and negotiating claims. Adjusters have reviewed several policies prior to yours and know where to look in the policy to make sure your claim is filed for all the coverage’s you have paid for. Often times finding money that otherwise would have been overlooked.
The adjuster you hire should be experienced, licensed with the state and working for a reputable company who has a clean record with the insurance department. All adjusters need to be licensed and their company also needs to hold a license with the Arizona Department of Insurance.
FEE FOR PUBLIC ADJUSTER
The Public Adjuster is paid a contingency fee of the total monies received from the insurance company. The fee can range from 5% – 20% depending on the size of the claim, and is due at the time money is released from insurance company.
DUTIES OF PUBLIC ADJUSTER
To act as your representative in negotiating and dealing with the insurance company adjuster. Relieve your stress by engaging in discussions and negotiations with the insurance company on your behalf to maximize your recovery. The public adjuster brings in their experts/contractors to estimate and measure the damage independent of the insurance companies estimate. This estimate then provides the framework for the negotiating the adjuster will do with the insurance company.
SOME GOOD QUESTIONS TO ASK PRIOR TO SIGNING CONTRACT:
How many years have you been a licensed Public Insurance Adjuster?
May I have references or see testimonials from previous clients?
Will you personally handle my claim for me?
Will you keep me in the loop and inform me of all outstanding issues with my claim?
WHEN TO ENGAGE A PUBLIC ADJUSTER:
Ideally the public adjuster should be involved in the claim from the beginning including helping you report the claim. This is not to say you should feel rushed or pressured after a claim occurs to immediately hire the first person that approaches you. Investigate the company and the individual who will be acting as your representative.
SOME THINGS TO LOOK OUT FOR:
In the State of Arizona contractors are not authorized to represent you in insurance claim negotiations, nor are they professionally licensed or regulated by the state insurance/department agency to do so.
Relying on your insurance company to fairly calculate the amount of damage and what you are owed might not result in a full or fair settlement. The company adjuster who is sent out is measuring the loss for the insurance company not for you. As the policyholder you are entitled to have the claim loss accurately measured and then be reimbursement for all that you have lost.
BENEFITS OF HIRING A GOOD PUBLIC ADJUSTER:
An experienced and skilled licensed professional to work on your team.
Someone who understands intricacies of policy and assists in recovering all that you are entitled to
Strong advocate on your side to help provide more input and negotiating leverage for the final insurance settlement, more than you may have had on your own.
AJR Public Adjusters.
With close to 30 years licensed experience in the Public Adjusting field handling claims of all dollar amounts for losses due to fire, flood, water, hail, dust, theft, etc.
1. Your property/community has suffered property damage (fire, hail, wind, flood, water), NOW WHAT?
Your first inclination might be to contact your insurance carrier, but this may not be in your best interests. With all your personal and work commitments it may not be feasible for you to monitor and ensure your claim is being handled properly. Why not level the playing field with the insurance company?
2. WHY HIRE A PUBLIC ADJUSTER?
Your insurance company has professional adjusters to represent their interests. As a policyholder you are entitled to hire a professionally state licensed adjuster to represent your interests. The public adjuster has experience and knowledge to assist in preparing, documenting and negotiating claims. Adjusters have reviewed several policies prior to yours and know where to look in the policy to make sure your claim is filed for all the coverage’s you have paid for. Often times finding money that otherwise would have been overlooked.
The adjuster you hire should be experienced, licensed with the state and working for a reputable company who has a clean record with the insurance department. All adjusters need to be licensed and their company also needs to hold a license with the Arizona Department of Insurance.
3. FEE FOR PUBLIC ADJUSTER
The Public Adjuster is paid a contingency fee of the total monies received from the insurance company. The fee can range from 5% – 20% depending on the size of the claim, and is due at the time money is released from insurance company.
4. DUTIES OF PUBLIC ADJUSTER
To act as your representative in negotiating and dealing with the insurance company adjuster. Relieve your stress by engaging in discussions and negotiations with the insurance company on your behalf to maximize your recovery. The public adjuster brings in their experts/contractors to estimate and measure the damage independent of the insurance companies estimate. This estimate then provides the framework for the negotiating the adjuster will do with the insurance company.
5. SOME GOOD QUESTIONS TO ASK PRIOR TO SIGNING CONTRACT:
How many years have you been a licensed Public Insurance Adjuster?
May I have references or see testimonials from previous clients?
Will you personally handle my claim for me?
Will you keep me in the loop and inform me of all outstanding issues with my claim?
6. WHEN TO ENGAGE A PUBLIC ADJUSTER:
Ideally the public adjuster should be involved in the claim from the beginning including helping you report the claim. This is not to say you should feel rushed or pressured after a claim occurs to immediately hire the first person that approaches you. Investigate the company and the individual who will be acting as your representative.
7. SOME THINGS TO LOOK OUT FOR:
In the State of Arizona contractors are not authorized to represent you in insurance claim negotiations, nor are they professionally licensed or regulated by the state insurance/department agency to do so.
Relying on your insurance company to fairly calculate the amount of damage and what you are owed might not result in a full or fair settlement. The company adjuster who is sent out is measuring the loss for the insurance company not for you. As the policyholder you are entitled to have the claim loss accurately measured and then be reimbursement for all that you have lost.
8. BENEFITS OF HIRING A GOOD PUBLIC ADJUSTER:
An experienced and skilled licensed professional to work on your team.
Someone who understands intricacies of policy and assists in recovering all that you are entitled to
Strong advocate on your side to help provide more input and negotiating leverage for the final insurance settlement, more than you may have had on your own.
AJR Public Adjusters 