Tag: WATER CLAIM

When faced with an insurance loss, why you should hire a licensed Public Adjuster

When faced with the stress and complexity of an insurance claim, it’s worth considering the relief that a Public Adjuster can bring. Insurance claims can be incredibly stressful, and navigating the claims process can feel overwhelming at times.

Some advantages of enlisting a licensed Public Insurance Adjuster are:

Public Adjusters are professionals who specialize in managing insurance claims on behalf of policyholders.  Specifically, AJR Public Adjusters LLC understands the intricacies of insurance policies, having practiced in this field for over 35+ years.  This expertise ensures you receive the maximum compensation you are entitled to under your policy.

    • AJR works exclusively for you, the policyholder, unlike insurance company adjusters, who solely represent the insurer’s interests. AJR is laser-focused on ensuring your claim is handled fairly and that you receive the compensation you deserve.
    • Proper documentation is crucial when filing an insurance claim. AJR, with over 35+ years of experience, is skilled at documenting the extent of your loss comprehensively and accurately, including damage assessment and providing an inventory of lost or damaged items with a price to replace. This accurate documentation strengthens your claim and helps provide accurate information to the insurance company regarding the value of your loss.
    • Insurance companies often try to minimize payouts or deny claims altogether. AJR, with our 35+ years of experience, are adept negotiators who understand insurers’ tactics and can effectively negotiate on your behalf to ensure you receive a fair settlement. We aim to maximize your settlement and expedite the claim process, relieving you of the stress of dealing with insurance company bureaucracy.
    • Following up on an insurance loss can be time-consuming and emotionally draining. Hiring AJR Public Adjusters will free you from the hassle of managing the claims process yourself, which you are not a professional at. This allows you to refocus your energy on rebuilding your life or business. We handle all aspects of the claim from initial filing to final settlement, saving you the time, stress, and frustration of dealing with your insurance company.

    The biggest takeaway is that by hiring AJR Public Adjusters, you are leveling the playing field between you and the professional insurance adjusters who work for the insurance company. We ensure your interests are protected, and you will receive the full compensation you are entitled to under your policy.

    Our expertise, advocacy, and dedication to your claim can significantly affect its outcome for the positive.

    Please view our A+ testimonials on the Better Business Bureau of the Pacific Southwest for further confirmation of AJR Public Adjusters record.

    View our website www.publicadjusteraz.com

    You can reach us at 602-795-5227

    info@ajrpa.com

    Nominee for 2024 BBB Torch Awards for Ethics

    AJR has again been nominated for the Better Business Bureau of the Pacific SW Torch Awards for Ethics.

    There is no higher honor than having your commitment to clients recognized for your integrity, honesty, and hard work.

    Every day, we work to ensure our clients receive the customer service they deserve while settling their claims with the insurance company with a maximum settlement.

    With your subsequent property insurance claim, give us a call at 602-795-5227 to see firsthand why we have been nominated for this award year after year.

    http://www.publicadjusteraz.com

    Another 5 STAR Better Business Bureau Review

    AJR is honored to receive another 5 STAR Better Business Bureau Review. We feel fortunate when clients can locate us and put us to work as their advocate. 

    As LG says, “On my own, I was offered $2,000 to complete the repairs (which was honestly insulting and almost bordered on criminal) but when AJR stepped in, they were able to increase the final settlement amount of my claim from $2,000 to $162,000. Yes, you read that, right!”

    Better Business Bureau Review

    To secure an 8,000% increase doesn’t happen every day, but we work our hardest to ensure we represent our clients with the utmost professionalism and tenacity.

    With your next insurance claim call AJR first.  Let us review your situation and let you know how we might help.

     

    AJR Public Adjusters — 602-795-5227 

    info@betterclaimresults.comAJR LOGO

     

    Is Wind Driven Rain Covered Under My Homeowners Policy?

    As Monsoon season has passed here in Arizona, we at times still are experiencing rains of significant proportions.  Clients have recently asked us about damage that has occurred over the years due to Monsoon Seasons.

    A HO policy 00 03 05 11 with and endorsement of HO 32 32 06 12, states that  constant repeated discharge, seepage, or leakage of water excluded.  This coverage pertains to repeated wind-driven rain that causes hidden damage, mainly rot, and water damage to insulation that cannot be seen.

    There is an exception for mold that is hidden behind walls that applies to water caused by heating, plumbing, air conditioning system, sprinkler system, or household appliance, or storm drain or water steam/sewer pipes off premises.  The endorsement excludes water caused by repeated seepage or leakage.  Wind driven rain is not repeated leakage or seepage, it is forced by the wind.   Wind-driven rain is excluded under the water exclusion.  Therefore this is not a covered loss.

    via Summit Business Systems.

    AJR Highlights: REASONS TO CALL US FIRST WITH YOUR NEXT PROPERTY INSURANCE CLAIM

    Highlights about AJR for you to reference should the need arise with your next insurance claim

    FIRE, WIND WATER, THEFT, HAIL ETC

    (602-795-5227)

    www.betterclaimresults.com

    • When an insurance claim (fire, water, wind, theft, hail etc. ) occurs its best to call AJR first.
    • We will help you report your claim.
    • We will immediately come out to assess initial damage.
    • We will bring experts or utilize your experts to estimate property damage.
    • We will take inventory of all contents damaged.
    • We will price cost for replacement of contents items.
    • We will negotiate on your behalf to maximize settlement with your insurance company.
    • Ensuring you have taken advantage of and exhausted all clauses in your insurance policy.

    With AJR you get:

    1. State licensed Public Insurance Adjuster with over 28 years experience
    2. An adjuster whose experience includes handling claims into the millions
    3. An adjuster who has handled previously but not limited to residential, business, apartment buildings, Condos, HOA’s claims
    4. Personal Attentive Service from Business Owners not employees.
    5. Ongoing Communication and updates regarding your claim as new information becomes available
    6. A company that does everything in our power to help settle your claim as quickly as possible

    Any questions at any time please contact us at

    602-730-8555 (OFFICE)

    480-519-9099 (BRUCE CELL)              bruce@ajrpa.com

    480-519-9199 (STACY CELL)               stacy@ajrpa.com

    www.betterclaimresults.com