better business bureau – AJR Public Adjusters – BBB A+ Rated Local Public Adjusters in Arizona

Expert Public Adjusters in Arizona: Get Maximum Claim Compensation

AJR Public Adjusters, LLC is a trusted and experienced public adjusting firm based in Phoenix, Arizona, dedicated to representing policyholders—not insurance companies—in property insurance claims. With over 35 years of industry expertise, AJR specializes in managing a wide range of property loss claims, including fire, water damage, theft, hail, monsoon, and hurricane-related damages .

Founded by Bruce L. Horowitz, a seasoned public adjuster with a legacy in the field, AJR Public Adjusters is committed to providing personalized and attentive service to clients throughout Arizona . The firm offers comprehensive claim handling services, from initial damage assessment and policy review to detailed documentation and negotiation with insurance companies, ensuring clients receive fair and maximum compensation for their losses.

AJR Public Adjusters holds an A+ rating from the Better Business Bureau and is a proud member of the Rocky Mountain Association of Public Adjusters (RMAPIA) and also the National Association of Public Insurance Adjusters (NAPIA), always adhering to the highest standards of ethics and professionalism in the industry .

For property owners facing the challenges of insurance claims, AJR Public Adjusters stands as a reliable advocate, offering expert guidance and dedicated representation to navigate the complexities of the claims process

Top 3 Tips for Hiring a Qualified Public Insurance Adjuster

🚨 Important Reminder for Insurance Claimants! 🚨

When working with a public insurance adjuster, always make sure to verify their license in your state. This ensures they are qualified to handle your claim properly and follow local regulations.

Additionally, it’s a great benefit if your adjuster is a member of NAPIA (National Association of Public Insurance Adjusters), a trusted organization that upholds industry standards and best practices.

At AJR Public Adjusters, we’re proud to have over 36 years of experience and are long-time members of NAPIA, committed to serving you with integrity and professionalism. 🏅

Make the right choice—choose a trusted, licensed, and experienced adjuster! ✅

NAPIA stands with Commissioner Lara (CA) in urging consumers to verify licensing when hiring a Public Adjuster

#InsuranceTips #PublicAdjusters #NAPIA #AJRPublicAdjusters #LicensedAdjusters #InsuranceClaims #ExperiencedProfessionals #TrustAJR

AJR Public Adjusters: Your Trusted Partner for Insurance Claims in 2025

Happy New Year from AJR Public Adjusters!

As we step into 2025, we want to take a moment to reintroduce ourselves and remind you of the trusted services we offer. AJR Public Adjusters has been dedicated to advocating for property owners facing insurance claims. Our mission is to ensure that you receive the fair compensation you deserve, whether it’s for damage to your home, business, or other property.

What We Do: We specialize in assisting homeowners and business owners with navigating the often complex and confusing process of filing insurance claims. We handle everything—from assessing damages, to negotiating with insurance companies, to securing settlements that truly reflect the extent of your loss. Our goal is to make sure you are not left facing financial hardship after an unexpected event.

Why Choose AJR Public Adjusters?

Expertise: Our team has over 35 years of experience in property insurance claims and knows exactly how to get the best results for our clients.
Advocacy: We work for you, not the insurance company. Your best interests are our top priority.
Transparency: From the initial claim to the final settlement, we keep you informed at every step.
No Upfront Fees: We work on a contingency basis, so you don’t pay unless we secure money for you.

Our Services Include:

Residential & Commercial Property Claims
Roof Damage Claims
Fire, Water, and Storm Damage
Business Interruption Claims
And much more…

We’re Here When You Need Us: When disaster strikes, the last thing you need is added stress. AJR Public Adjusters is here to lighten the load and ensure you get the compensation you’re entitled to, quickly and efficiently.

Let’s Make 2025 a Year of Peace of Mind: If you’ve recently experienced damage to your property or have an ongoing claim, don’t wait to get the help you need. Our team is ready to assist you in making 2025 a year of recovery and resolution.

Contact Us Today: Call us at 602-795-5227 or visit AJR Public Adjusters to schedule your free consultation. Together, we’ll navigate the claims process and get you back on track.

AJR Public Adjusters Achieves BBB Accreditation

AJR Public Adjusters LLC Earns BBB Accreditation

AJR Public Adjusters LLC is committed to ethical business practices

AJR Public Adjusters, LLC announced its recent accreditation by the Better Business Bureau Serving the Pacific Southwest (BBB) this week. As a BBB Accredited Business, AJR Public Adjusters LLC is dedicated to promoting trust in the marketplace and upholding high standards for honest business behavior.

Customers need to trust the companies they do business with, and BBB is committed to advancing that trust in the marketplace. BBB Accreditation is an honor, and not every business qualifies. The dedication AJR Public Adjusters LLC has displayed to earn this accreditation shows the high level of commitment they have for not only their customers but for the community in which they operate.

“We are pleased to join a community of businesses committed to doing things the right way,” said Bruce Horowitz. “We value building trust with our customers, and our BBB Accreditation is a public display of our commitment to excellence and maintaining high ethical standards.”

BBB Accredited Businesses adhere to BBB’s Standards for Trust, a comprehensive set of policies, procedures, and best practices that represent trustworthiness in the marketplace. The standards call for building trust, embodying integrity, advertising honestly, telling the truth, being transparent, honoring promises, being responsive, and safeguarding privacy.

To learn more about AJR Public Adjusters, LLC, please visit their BBB Business Profile at or or contact AJR at 602-795-5227.

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Maximize Your Insurance Settlement with AJR

AJR Public Adjusters — Insurance Claim Representation

Your Trusted Partner for Insurance Claims

At AJR Public Adjusters, we specialize in professional representation for property and business owners navigating insurance claims. With over 35 years of experience and an A+ rating with the Better Business Bureau of the Pacific Southwest, our dedicated team negotiates directly with your insurance company to ensure you receive the maximum settlement for your losses, whether from fire, wind, water, theft, hail, or more.

What We Offer:

Comprehensive Policy Analysis: We review your insurance policy to ensure you’re taking full advantage of all available coverages.
Expert Negotiation: Our experienced negotiators advocate for your best interests, aiming to maximize your settlement.
Emergency Support: We understand that emergencies don’t wait. Our voicemail is monitored constantly—leave a message, and we’ll return your call promptly.

Let AJR take the stress out of your insurance claims process. Contact us today at 602-795-5227!

Celebrating Another Year of BBB Accreditation

🎉 Exciting News! We’re thrilled to announce another year of Better Business Bureau Accreditation! 🏆

For over a decade, we’ve proudly maintained our BBB accreditation, reinforcing our commitment to excellence and customer satisfaction. This milestone isnt’ just a badge – it’s a testament to the trust our amazing customers place in us and the credibility we’ve built over the years.

As we enter this new year of accreditation, we’re more motivated than ever to enhance our online presence so that others can locate AJR Public Adjusters when looking for ethical representation for insurance claim losses.

Thank you for your continued support! Here’s to another year of trust, transparency, and exceptional services. 🚀

#BBBAccredited #TrustedBusiness #CustomerFirst #CommunityTrust

Want to learn about our commitment to excellence? Click on the AJR link above 👆

Maximize Your Insurance Claim Recovery with AJR Public Adjusters | BBB 5-Star Review

🌟 Transformation Tuesday: A Stunning Home Makeover! 🌟

We’re thrilled to share the incredible before-and-after shots of a recent project that AJR Public Adjusters had the pleasure of working on. Our team assisted the homeowner in maximizing their recovery from the insurance company after a fire destroyed a significant portion of their 5000+ sq. ft. home.

🎥 Video Testimonial: We are incredibly grateful for our clients’ heartfelt video testimonial, in which they share their positive experience with our services. Their satisfaction and kind words mean the world to us!

📝 BBB 5-Star Review: We’re proud to have received a glowing 5-star review from the Better Business Bureau. It’s an honor to be recognized for our dedication to excellence and customer satisfaction.

If you’re looking for a reliable, A+-rated Better Business Bureau, NAPIA, public adjusting firm to assist with recovery for an insurance loss to your property, don’t hesitate to reach out.

Let us help you turn your stress-induced property damage reality into a successful, maximized claim recovery. 💪🏡

We can be reached at AJR Public Adjusters, 602-795-5227

#InsuranceClaimRecovery #PublicAdjuster #PropertyDamage #CustomerSatisfaction #BBB5StarReview #HelpWithInsuranceClaim #InsuranceHelp #PhoenixArizona

Maximize Insurance Claim Recovery with AJR Public Adjusters

We take calls daily from insureds handling their claims without professional assistance. They reach a point where they realize the insurance company, with their professional adjusters, places them at an unfair advantage.

Here are reasons to contact a public adjuster upon discovering an insurance claim.

Enlisting a public adjuster early in the claims process can be highly beneficial. Here’s why:

Expert Guidance: Public adjusters are experts in evaluating insurance claims. They can help you understand your policy, document your loss accurately, and navigate the claims process more effectively from the start.
Accurate Documentation: They can assist with proper documentation and valuation of your loss, which can be crucial for getting a fair settlement. They know what evidence and details are necessary to support your claim.
Avoiding Common Pitfalls: Having a public adjuster from the beginning helps you avoid common mistakes that could affect your claim, such as missing deadlines or overlooking important details.
Negotiation: They are skilled negotiators who can advocate on your behalf to ensure you receive the compensation you’re entitled to, potentially increasing the final settlement amount.
Time and Stress Management: Dealing with insurance claims can be stressful and time-consuming. A public adjuster can handle the bulk of the work and communications, allowing you to focus on other priorities.

In summary, engaging a public adjuster when you first discover a claim can help streamline the process and improve the chances of a favorable outcome.

With your next insurance claim, contact AJR Public Adjusters first to ensure maximum recovery for your insurance loss. We can be reached at the website link above or at 602-795-5227.

Monsoon Season Property Damage: Why Contacting a Public Adjuster Is Crucial

During monsoon season, property damage can be extensive due to heavy rains, floods, and windstorms. Here’s why you should consider contacting a public adjuster if you suffer property damage:

Expertise in Insurance Claims: Public adjusters are professionals who specialize in insurance policies, coverage, and claims processes. They understand the nuances of insurance policies and can navigate the complex claims process more efficiently than most homeowners.
Maximize Your Claim: Public adjusters work for you, not the insurance company. They will assess the damage thoroughly, ensuring that all losses are properly documented and accounted for in your claim. They can help you maximize the compensation you receive from your insurance company.
Negotiation Skills: Public adjusters are skilled negotiators. They can communicate effectively with insurance companies on your behalf, advocating for fair compensation for your losses. Their expertise can help ensure that you receive the full amount you are entitled to under your policy.
Save Time and Stress: Dealing with insurance claims can be overwhelming, especially during a time of distress such as property damage from a natural disaster. By hiring a public adjuster, you can offload the burden of managing the claim process, allowing you to focus on other priorities while knowing that your claim is in capable hands.
Avoid Underpayment or Denial: Insurance companies may try to minimize payouts or deny valid claims. A public adjuster can help prevent underpayment or denial by providing thorough documentation of the damage and advocating for your rights as a policyholder.
Experience with Monsoon Damage: Public adjusters often have experience dealing with property damage caused by natural disasters like monsoons. They understand the unique challenges and complexities associated with these types of claims, allowing them to provide tailored assistance to homeowners in need.

Overall, hiring a public adjuster can significantly improve your chances of a successful insurance claim outcome and expedite the recovery process following property damage during monsoon season.

For your next property insurance claim in Arizona, contact AJR Public Adjusters. We are the #1 Public Adjuster in the Valley, with over 35 years of experience and an A+ Better Business Bureau rating.

What is a Public Adjuster and why should I use one for my property insurance claim? I never heard of them before, won’t my insurance company take care of me?

At AJR Public Adjusters, we often hear, “I’ve never heard of Public Adjusters before. My property just suffered an insurance claim, and I began to research help for my insurance claim and came upon your information.”

To try to assist you from ending up in this same situation, we’d like to share with you several key points to understand in advance of having a property insurance claim.

Role and Function: Public adjusters are professionals who work on behalf of policyholders to help them navigate the insurance claims process. They advocate for the insured and aim to ensure that policyholders receive fair compensation for their losses. Public adjusters assess damages, review insurance policies, and negotiate with insurance companies to maximize claim payouts.
Licensing and Regulation: Public adjusters are typically required to be licensed in the state or jurisdiction where they operate. Licensing requirements may vary by location, but generally, public adjusters must pass a state exam and meet certain education and experience criteria. Here in Arizona, a Public Adjuster’s license is the same license that an insurance company adjuster holds. This levels the playing field with the insurance company trying to minimize your recovery to benefit their bottom line.
Compensation: Public adjusters typically work on a contingency fee basis, meaning their fee is a percentage of the final settlement amount. This fee is agreed upon between the public adjuster and the policyholder before any work is undertaken. Policyholders need to understand the terms of the agreement, including the percentage fee and any additional expenses that may be incurred. The fee is 10% on average, though larger claims might warrant a smaller percentage. Smaller claims, if taken by a public adjuster, might warrant a larger compensation.
Expertise: Public adjusters are experienced professionals with knowledge of insurance policies, claims processes, and property damage assessment. Public Adjusters use their expertise to help policyholders navigate complex claims and ensure they receive fair treatment from insurance companies.
Advantages and Considerations: Hiring a public adjuster can provide several advantages for policyholders, including expert guidance through the claims process, assistance with documenting and presenting claims, and increased likelihood of receiving a fair settlement. Policyholders should carefully consider the benefits of hiring a public adjuster and ensure they choose a reputable and licensed professional.

Overall, public adjusters play an important role in helping policyholders navigate the insurance claims process and ensure they receive fair compensation for their losses. If you encounter a situation where the expertise of a public adjuster may be beneficial, it’s important to research and understand their role and how they can assist you.

AJR Public Adjusters has represented policyholders for over 35 years. With an A+ Better Business Bureau rating, and as a NAPIA member, when you call our office you know you are talking to a firm well respected in this industry.

AJR Public Adjusters – 602-795-5227