AJR Public Adjusters — Insurance Claim Representation
Your Trusted Partner for Insurance Claims
At AJR Public Adjusters, we specialize in professional representation for property and business owners navigating insurance claims. With over 35 years of experience and an A+ rating with the Better Business Bureau of the Pacific Southwest, our dedicated team negotiates directly with your insurance company to ensure you receive the maximum settlement for your losses, whether from fire, wind, water, theft, hail, or more.
What We Offer:
Comprehensive Policy Analysis: We review your insurance policy to ensure you’re taking full advantage of all available coverages.
Expert Negotiation: Our experienced negotiators advocate for your best interests, aiming to maximize your settlement.
Emergency Support: We understand that emergencies don’t wait. Our voicemail is monitored constantly—leave a message, and we’ll return your call promptly.
Let AJR take the stress out of your insurance claims process. Contact us today at 602-795-5227!
For over a decade, we’ve proudly maintained our BBB accreditation, reinforcing our commitment to excellence and customer satisfaction. This milestone isnt’ just a badge – it’s a testament to the trust our amazing customers place in us and the credibility we’ve built over the years.
As we enter this new year of accreditation, we’re more motivated than ever to enhance our online presence so that others can locate AJR Public Adjusters when looking for ethical representation for insurance claim losses.
Thank you for your continued support! Here’s to another year of trust, transparency, and exceptional services. 🚀
🌟 Transformation Tuesday: A Stunning Home Makeover! 🌟
We’re thrilled to share the incredible before-and-after shots of a recent project that AJR Public Adjusters had the pleasure of working on. Our team assisted the homeowner in maximizing their recovery from the insurance company after a fire destroyed a significant portion of their 5000+ sq. ft. home.
🎥 Video Testimonial: We are incredibly grateful for our clients’ heartfelt video testimonial, in which they share their positive experience with our services. Their satisfaction and kind words mean the world to us!
📝 BBB 5-Star Review: We’re proud to have received a glowing 5-star review from the Better Business Bureau. It’s an honor to be recognized for our dedication to excellence and customer satisfaction.
If you’re looking for a reliable, A+-rated Better Business Bureau, NAPIA, public adjusting firm to assist with recovery for an insurance loss to your property, don’t hesitate to reach out.
Let us help you turn your stress-induced property damage reality into a successful, maximized claim recovery. 💪🏡
We take calls daily from insureds handling their claims without professional assistance. They reach a point where they realize the insurance company, with their professional adjusters, places them at an unfair advantage.
Here are reasons to contact a public adjuster upon discovering an insurance claim.
Enlisting a public adjuster early in the claims process can be highly beneficial. Here’s why:
Expert Guidance: Public adjusters are experts in evaluating insurance claims. They can help you understand your policy, document your loss accurately, and navigate the claims process more effectively from the start.
Accurate Documentation: They can assist with proper documentation and valuation of your loss, which can be crucial for getting a fair settlement. They know what evidence and details are necessary to support your claim.
Avoiding Common Pitfalls: Having a public adjuster from the beginning helps you avoid common mistakes that could affect your claim, such as missing deadlines or overlooking important details.
Negotiation: They are skilled negotiators who can advocate on your behalf to ensure you receive the compensation you’re entitled to, potentially increasing the final settlement amount.
Time and Stress Management: Dealing with insurance claims can be stressful and time-consuming. A public adjuster can handle the bulk of the work and communications, allowing you to focus on other priorities.
In summary, engaging a public adjuster when you first discover a claim can help streamline the process and improve the chances of a favorable outcome.
With your next insurance claim, contact AJR Public Adjusters first to ensure maximum recovery for your insurance loss. We can be reached at the website link above or at 602-795-5227.
When you file an insurance claim for fire, water damage, monsoon damage, or any other covered loss, your first move should be to contact AJR, the local A+ Better Business Bureau licensed Public Insurance Adjuster, to assist with the recovery.
Why, you may ask?
AJR is a local NAPIA public adjuster familiar with Arizona’s insurance policies and regulations. Understanding local building codes, weather-related issues, and regional practices can be critical in accurately assessing and documenting your claim.
Being local has enabled us to provide more personalized and attentive service. We are not spread thin throughout the country as weather-related issues occur. We are based in Arizona and do business here.
What makes AJR unique is our experience and realizing that some claims are not a good match for AJR. We are upfront with every person who reaches out to AJR. After our thorough evaluation of the circumstances, we speak with the insured to educate them on the best way to move forward with their claim. Sometimes, that process includes AJR, and sometimes, it does not.
Listen to our recent client, Shauna Sherwood, in her own words here. Shauna has a house that is 5000+ sq ft. and had suffered fire damage.
At AJR, we understand the urgency of your concerns. When you reach out to us, you can expect a prompt response. Whether you call us during the day or at night, we strive to return your call within 24 hours, ensuring you’re not left waiting for days for a response.
Don’t just take our word for it. We encourage you to read our reviews and see what others are saying about the service they received while working with AJR. We take pride in our reputation and look forward to the opportunity to work with you and add you to our list of extremely satisfied clients.
As wildfires continue to develop in AZ this summer, Here is a current map today, June 24, 2024, from azcentral
Keep in mind, engaging a public adjuster during wildfire season can significantly benefit you by providing professional expertise, thorough damage assessment, effective negotiation, and overall support throughout the claims process.
This can lead to a more favorable settlement and help you recover more quickly and fully from the devastating effects of a wildfire
If you need us we are available, call for free consultation,
During monsoon season, property damage can be extensive due to heavy rains, floods, and windstorms. Here’s why you should consider contacting a public adjuster if you suffer property damage:
Expertise in Insurance Claims: Public adjusters are professionals who specialize in insurance policies, coverage, and claims processes. They understand the nuances of insurance policies and can navigate the complex claims process more efficiently than most homeowners.
Maximize Your Claim: Public adjusters work for you, not the insurance company. They will assess the damage thoroughly, ensuring that all losses are properly documented and accounted for in your claim. They can help you maximize the compensation you receive from your insurance company.
Negotiation Skills: Public adjusters are skilled negotiators. They can communicate effectively with insurance companies on your behalf, advocating for fair compensation for your losses. Their expertise can help ensure that you receive the full amount you are entitled to under your policy.
Save Time and Stress: Dealing with insurance claims can be overwhelming, especially during a time of distress such as property damage from a natural disaster. By hiring a public adjuster, you can offload the burden of managing the claim process, allowing you to focus on other priorities while knowing that your claim is in capable hands.
Avoid Underpayment or Denial: Insurance companies may try to minimize payouts or deny valid claims. A public adjuster can help prevent underpayment or denial by providing thorough documentation of the damage and advocating for your rights as a policyholder.
Experience with Monsoon Damage: Public adjusters often have experience dealing with property damage caused by natural disasters like monsoons. They understand the unique challenges and complexities associated with these types of claims, allowing them to provide tailored assistance to homeowners in need.
Overall, hiring a public adjuster can significantly improve your chances of a successful insurance claim outcome and expedite the recovery process following property damage during monsoon season.
For your next property insurance claim in Arizona, contact AJR Public Adjusters. We are the #1 Public Adjuster in the Valley, with over 35 years of experience and an A+ Better Business Bureau rating.
At AJR Public Adjusters, we often hear, “I’ve never heard of Public Adjusters before. My property just suffered an insurance claim, and I began to research help for my insurance claim and came upon your information.”
To try to assist you from ending up in this same situation, we’d like to share with you several key points to understand in advance of having a property insurance claim.
Role and Function: Public adjusters are professionals who work on behalf of policyholders to help them navigate the insurance claims process. They advocate for the insured and aim to ensure that policyholders receive fair compensation for their losses. Public adjusters assess damages, review insurance policies, and negotiate with insurance companies to maximize claim payouts.
Licensing and Regulation: Public adjusters are typically required to be licensed in the state or jurisdiction where they operate. Licensing requirements may vary by location, but generally, public adjusters must pass a state exam and meet certain education and experience criteria. Here in Arizona, a Public Adjuster’s license is the same license that an insurance company adjuster holds. This levels the playing field with the insurance company trying to minimize your recovery to benefit their bottom line.
Compensation: Public adjusters typically work on a contingency fee basis, meaning their fee is a percentage of the final settlement amount. This fee is agreed upon between the public adjuster and the policyholder before any work is undertaken. Policyholders need to understand the terms of the agreement, including the percentage fee and any additional expenses that may be incurred. The fee is 10% on average, though larger claims might warrant a smaller percentage. Smaller claims, if taken by a public adjuster, might warrant a larger compensation.
Expertise: Public adjusters are experienced professionals with knowledge of insurance policies, claims processes, and property damage assessment. Public Adjusters use their expertise to help policyholders navigate complex claims and ensure they receive fair treatment from insurance companies.
Advantages and Considerations: Hiring a public adjuster can provide several advantages for policyholders, including expert guidance through the claims process, assistance with documenting and presenting claims, and increased likelihood of receiving a fair settlement. Policyholders should carefully consider the benefits of hiring a public adjuster and ensure they choose a reputable and licensed professional.
Overall, public adjusters play an important role in helping policyholders navigate the insurance claims process and ensure they receive fair compensation for their losses. If you encounter a situation where the expertise of a public adjuster may be beneficial, it’s important to research and understand their role and how they can assist you.
AJR Public Adjusters has represented policyholders for over 35 years. With an A+ Better Business Bureau rating, and as a NAPIA member, when you call our office you know you are talking to a firm well respected in this industry.
A client we recently assisted here in Arizona reached out to us with a unique request—help for a friend in need in another state. We at AJR only hold a public adjuster license here in Arizona, but due to our 35+ year membership in NAPIA (National Association of Public Insurance Adjusters), we are able to connect you with public adjusters in other states.
Reflecting on her own experience with us, she couldn’t help but marvel at the seamless support, professionalism, and genuine care she received. She found solace in our team’s commitment to excellence and our unwavering dedication to her satisfaction. And so, when her friend faced a similar predicament in another state, she knew exactly where to turn.
But what struck us most wasn’t just the gratitude expressed for the assistance we provided. It was the genuine confusion as to why more people don’t automatically seek out companies like ours for help. And honestly, we couldn’t agree more.
At AJR Public Adjusters, we don’t just see clients – we see people, each with their unique story and set of challenges.
Understanding that life can throw curveballs when we least expect it, we know the value of a guiding hand from someone with over 35 years of expertise in the field. At AJR, we’re equipped not only with experience but also with the same license as an insurance adjuster, ready to level the playing field when the unexpected strikes.
Our journey in this industry has taught us that sometimes, what people need most is someone who understands the ins and outs, someone who can navigate the complexities with ease and assurance. And that’s exactly what we strive to offer – a steady, experienced hand to guide you through even the toughest of times.
So whether you’re facing a challenge here in Arizona or across the country, rest assured that we’re here for you. Our commitment to excellence knows no bounds, and we’ll go above and beyond to ensure you receive the support and care you deserve. You can view additional comments from previous clients here.
Because when life throws you a curveball, having someone in your corner who’s seen it all can make all the difference in the world. 💪 #ExperiencedSupport #LevelingThePlayingField #HereForYou”
So to our client who reached out on behalf of her friend, thank you for reaching out . And to everyone else out there, know that we’re here for you, no matter where you are or what you’re facing. Because at the end of the day, it’s not just about providing a service – it’s about forging connections and making a positive impact, one person at a time. 💙 #ClientCare #GoingTheDistance #MakingADifference”
At AJR, we understand that dealing with insurance claims can be overwhelming. That’s why we’re here to simplify the process and ensure you get the maximum compensation you deserve.
With our A+ rating from the Better Business Bureau (BBB), you can trust that you’re working with a company that prioritizes integrity, professionalism, and excellence in service.
Videos related to AJR Public Adjusters. Arizona’s best Public Insurance Adjuster, representing policyholders with insurance claims to maximize recovery.
Insurance Companies have licensed adjusters, and policyholders are entitled to the same.
Testimonials and examples of claims we can handle.