Protecting Policyholders: Our Commitment at AJR Public Adjusters

Integrity Isn’t an Option—It’s the Standard at AJR Public Adjusters

Every so often, a review reminds us why we do what we do.

Recently, a homeowner, Larry K., shared how Bruce took the time to walk him through the insurance claim process—even though AJR couldn’t take on his particular claim. When Larry offered to pay for his time, Bruce politely declined. As Larry put it, “We don’t see that kind of service in many places these days.”

That sentiment perfectly reflects what AJR Public Adjusters stands for: genuine care, professional guidance, and doing what’s right—whether or not someone becomes a client. It’s about integrity, not transactions.

We know that when property damage happens—whether from fire, flood, or storm—people feel overwhelmed. The insurance process is confusing, with tight deadlines, and it’s hard to know who to trust. That’s why we lead with honesty first. Even if we can’t formally represent someone, we believe sharing guidance and clarity has real value.

At AJR Public Adjusters, our goal isn’t just to settle claims—it’s to help policyholders understand their rights and make informed decisions. With more than 37 years of experience in insurance claim recovery, Bruce has seen how the slightest bit of clear direction can change the entire outcome of a situation.

We’re proud that clients and callers alike describe us as responsive, transparent, and knowledgeable. Whether we’re managing a complex fire loss or simply explaining next steps to a homeowner, our focus stays the same:

Protect the policyholder, not the insurance company.

That commitment has earned us an A+ BBB rating, but more importantly, it’s earned trust—something we never take for granted.

So to Larry and others who’ve taken the time to share their experiences, thank you. Your words remind us that professionalism, kindness, and integrity still make a difference—and they always will at AJR Public Adjusters.

Just like hiring an Accountant for an audit: Why Policyholders Turn to AJR Public Adjusters for their Property Insurance Claims

Many neighbors don’t realize that insurance company adjusters work for the insurance company—not for you.

That’s where public adjusters come in. We work for the policyholder, not the insurer.

Just like you’d hire an accountant to handle an audit, you can hire a public adjuster to handle your insurance claim. It’s a professional service you can pay for to have someone represent your interests in all claim negotiations.

Our clients often tell us they didn’t know this option existed until after struggling through the process on their own. We’re proud to share four new 5-star reviews from clients who did:

“AJR Public Adjusters are awesome and I would highly recommend them to anyone dealing with a large insurance claim.”

“Their expertise and professional knowledge were invaluable as they took the lead with my insurance company and guided me through the complexities.”

We genuinely appreciate clients who take the time to share their experience—it helps others feel confident knowing they’ll receive professional, honest, and knowledgeable help with their claim.

If you’re dealing with property damage anywhere in Arizona, call AJR Public Adjusters at 602-795-5227. You don’t have to handle it alone.

Top Public Adjusters in Metro Phoenix: Client Trust and 5-Star Service

Two More 5-Star Reviews Confirm AJR as a Top Public Adjuster in Metro Phoenix

At AJR Public Adjusters, we’re proud of the trust our clients place in us when they are facing some of the most challenging moments with their homes or businesses. Recently, we received two new 5-star Google reviews, and we’re grateful for the feedback.

These reviews highlight exactly what we strive for every day — clear communication, detailed claim handling, and advocacy that puts the policyholder first. From storm damage to major water and fire losses, our clients know they have someone on their side who understands both the insurance process and the stress that comes with it.

We’re especially proud to be recognized as a top public adjuster in Metro Phoenix, including Scottsdale, Tempe, Paradise Valley, Peoria, Mesa, Glendale, Surprise, Chandler, and Gilbert. For more than 20 years, Bruce and Stacy have made it their mission to represent homeowners and business owners directly, not insurance companies.

Every review reminds us why we do what we do. Helping policyholders recover fairly after a loss isn’t just our work — it’s our commitment.

If you or someone you know is facing a property damage claim, call us first. With AJR Public Adjusters, you’ll have experienced, local representation working to make sure you get the settlement you deserve.

AJR Public Adjusters — 602-795-5227 — info@ajrpa.comAJR Public Adjusters Website

Why Choose AJR Public Adjusters: Our Commitment to Integrity

What’s New at AJR Public Adjusters: A Look Behind the Scenes

At AJR Public Adjusters, our commitment to helping homeowners and property owners recover after a loss hasn’t changed—but our impact continues to grow. With over 35 years of combined experience and an A+ rating from the Better Business Bureau, we’ve proudly continued to serve Arizona residents with personalized, professional claims representation.

Here’s a quick look at what we’ve been up to lately:

Expanding Our Reach Through Client Education

One of our biggest focuses this year has been education. Most people don’t realize the value of hiring a public adjuster until they’re deep into the stress of handling an insurance claim. That’s why we’ve been working hard to raise awareness through our updated website, community engagement, and helpful blog posts to inform property owners before a disaster strikes.

From sharing tips on how to prepare for monsoon season, to clearing up common myths about public adjusting, we’re doing our part to empower insureds with the knowledge they need to make the right choices after a fire, water loss, or storm damage.

Real Client Wins

Every claim we handle is personal. Unlike larger firms, we don’t hand off your file to someone else. When you hire AJR, you work directly with Bruce and Stacy—from start to finish.

This hands-on approach has led to some powerful client outcomes recently:

  • We helped a family recover from a devastating kitchen fire that their insurance undervalued.
  • A homeowner experiencing extensive water damage from a hidden pipe leak received a significantly increased settlement after we stepped in.
  • Several clients affected by monsoon roof damage were initially denied coverage, but with our involvement, their claims were re-evaluated and paid fairly.

These are just a few examples of how our advocacy directly impacts people’s lives.

BBB Accreditation: A Continued Commitment to Integrity

Since joining the BBB over a decade ago, we’ve used their platform to build trust and transparency with new clients. This year, we were honored to be nominated again for the BBB Torch Award for Ethics—a recognition that reflects how we treat our clients, our peers, and the adjusting profession as a whole.

We believe reviews on the BBB matter because they come from real clients, not just social media followers. That’s why we continue to encourage satisfied clients to share their stories there—it’s one of the most respected resources for homeowners researching trustworthy adjusters.

Client Testimonials: The Heart of What We Do

There’s nothing more rewarding than hearing from clients who feel truly seen and supported during the claims process. Lately, we’ve been spotlighting testimonials that highlight what sets us apart:

  • Consistent communication.
  • Patience and clarity when explaining the process.
  • The comfort clients feel knowing they have someone on their side—not the insurance company’s.

Many of our clients express that they wish they had called us sooner—and we’re working to make sure future clients know we’re just a phone call away when the unexpected happens.

Strengthening Industry Connections

As members of the Rocky Mountain Association of Public Insurance Adjusters (RMAPIA) and the National Association of Public Insurance Adjusters (NAPIA), we remain involved in compliance updates and ethical best practices. These memberships keep us sharp and informed so we can bring highly effective professionalism to each claim we handle.

We’ve also continued to build strong relationships with local professionals—contractors, restoration teams, and realtors—who recognize the value of having a public adjuster on board to ensure their clients are treated fairly by their insurance providers.

Technology Updates & Tools for Clients

To make the claims process smoother for our clients, we’ve started implementing better ways to share updates, organize documents, and stay in touch. Whether that means a simple text update, quick document scan via phone, or secure email follow-ups—we tailor our communication to fit the client’s comfort level.

Our goal is to keep things simple and stress-free, even when the situation feels overwhelming.

What We Stand For

At our core, AJR Public Adjusters stands for:

  • Truthfulness and transparency.
  • Client-first service, always.
  • A relentless commitment to maximizing recovery.

We don’t give up on our clients. From that first call to the final payment—and sometimes even beyond—we’re here to advocate, explain, and walk with you through one of the most difficult times a property owner can face.

Looking Ahead

We’re not slowing down. With monsoon and wildfire seasons on the horizon, we’re preparing to be a resource for Arizona homeowners who need urgent, experienced support. We’re also planning more outreach to make sure people know their rights when dealing with property insurance claims.

If you or someone you know experiences damage to a home or rental property, please don’t wait for the insurance company to take the lead. Call us first. A brief conversation can save you time, money, and a lot of stress down the line.


Contact AJR Public Adjusters
📍 Based in Phoenix, Serving All of Arizona
📞 Call Bruce Horowitz: (480) 519-9099
🌐 www.publicadjusteraz.com
✅ A+ BBB Accredited | RMAPIA | NAPIA

Thank you to all our past and present clients for trusting us. We’re proud of the work we’ve done together and look forward to continuing to serve Arizona with integrity and heart.

Top Public Adjuster in Phoenix: March 2025 Highlights

🌟 Exciting News! 🌟

We are thrilled to announce that, once again, we’ve secured the Top Public Adjuster spot in Phoenix, Arizona, on Yelp for  March 2025! 🎉

This achievement wouldn’t have been possible without the trust and support of our amazing clients. We are deeply grateful for the positive feedback, the stories you’ve shared, and the opportunity to assist you in getting the claims and results you deserve.

Our commitment to providing top-notch service, fighting for your rights, and ensuring you’re well taken care of in every step of the claims process remains our top priority. We couldn’t have made it to this point without each and every one of you!

Thank you for your continued trust in us — here’s to more success together!

Give us a call at 602-795-5227 with your subsequent property insurance claim. We will provide a complimentary evaluation of your loss and leverage our 35+ years of experience to outline the best next steps to maximize your recovery

#TopPublicAdjuster #March2025 #Yelp #ThankYou #CustomerAppreciation #PublicAdjuster #ClaimsExperts #AJRPublicAdjusters #Phoenix #Arizona #ClaimHelp #ClaimDispute #MaximizeSettlement

Prompt Response and Personalized Service | Contact AJR Public Adjusters

When you file an insurance claim for fire, water damage, monsoon damage, or any other covered loss, your first move should be to contact AJR, the local A+ Better Business Bureau licensed Public Insurance Adjuster, to assist with the recovery.

Why, you may ask?

  1. AJR is a local NAPIA public adjuster familiar with Arizona’s insurance policies and regulations. Understanding local building codes, weather-related issues, and regional practices can be critical in accurately assessing and documenting your claim.
  2. Being local has enabled us to provide more personalized and attentive service. We are not spread thin throughout the country as weather-related issues occur. We are based in Arizona and do business here.
  3. What makes AJR unique is our experience and realizing that some claims are not a good match for AJR. We are upfront with every person who reaches out to AJR. After our thorough evaluation of the circumstances, we speak with the insured to educate them on the best way to move forward with their claim. Sometimes, that process includes AJR, and sometimes, it does not.
  4. Listen to our recent client, Shauna Sherwood, in her own words here. Shauna has a house that is 5000+ sq ft. and had suffered fire damage.

At AJR, we understand the urgency of your concerns. When you reach out to us, you can expect a prompt response. Whether you call us during the day or at night, we strive to return your call within 24 hours, ensuring you’re not left waiting for days for a response. 

Don’t just take our word for it. We encourage you to read our reviews and see what others are saying about the service they received while working with AJR. We take pride in our reputation and look forward to the opportunity to work with you and add you to our list of extremely satisfied clients.

AJR Public Adjusters — 602-795-5227

Testimonial Spotlight: Rave Reviews for AJR Public Adjuster’s Exceptional Services!

Metrics, milestones, and profits often measure business success. Yet, there’s something profoundly impactful that transcends the numbers: genuine appreciation.

Recently, AJR Public Adjusters experienced firsthand the significance of this when a client expressed gratitude in the form of a thoughtful gift for a job well done.

With the gift we received, in the envelope were these FOREVER STAMPS, acknowledging first responders. Though our job is not as a first responder, the fact that this client was appreciative of AJR jumping on the scene immediately while they were out of town to assess the situation for them means the world to us. We are so glad our involvement was a positive experience for this insured.

Here is a photo of Stacy & Bruce Horowitz from March 2023 after the fire and from April 2024 after the client has returned to their beautiful home.

Another 5 STAR Better Business Bureau Review

COVID-19 came into our lives in January, really hitting the U.S. in March. Life changed forever.  

AJR did not stop our representation for our clients. We have been diligently working for the last six months still, helping our clients with their insurance claims.

Here is a recent 5 STAR Better Business Bureau testimonial from one of those clients we helped. AJR Better Business Bureau Site.

We can’t thank Martha enough for wanting to share her successful experience working with AJR.

With your next insurance claim, call us first. Let us have the opportunity to make you a satisfied client like Martha.

Stay Safe, Everyone.

AJR Public Adjusters LLC — 602-795-5227

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January 2020 and AJR has a new 5 STAR BBB Review

AJR has jumped out of the box in 2020 with a new 5 STAR Better Business Bureau Review. We couldn’t be more proud to share with you the constructive feedback Monica has shared with the BBB.

“But, after interviewing several companies, we decided to hire Bruce and Stacy at AJR Public Adjusters to help settle our fire/property claim with the insurance company. It was the best decision we could have made!”

Read the rest here

Remember, with your next property insurance claim, call AJR first to let us appropriately guide your loss to secure a maximum settlement.

AJR Public Adjusters.              

 info@ajrpa.com.                            

602-795-5227

 

Another 5 STAR Better Business Bureau Review

AJR is honored to receive another 5 STAR Better Business Bureau Review. We feel fortunate when clients can locate us and put us to work as their advocate. 

As LG says,On my own, I was offered $2,000 to complete the repairs (which was honestly insulting and almost bordered on criminal) but when AJR stepped in, they were able to increase the final settlement amount of my claim from $2,000 to $162,000. Yes, you read that, right!”

Better Business Bureau Review

To secure an 8,000% increase doesn’t happen every day, but we work our hardest to ensure we represent our clients with the utmost professionalism and tenacity.

With your next insurance claim call AJR first.  Let us review your situation and let you know how we might help.

 

AJR Public Adjusters — 602-795-5227 

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